Find out what may be holding your credit back, from errors to outdated items, in plain English.
Shed the past. Reshape your future.
Your next step is to connect your credit monitoring so we can review all 3 reports. We use Credit Hero Score: try it 7 days for $1, then $19.99/mo, and cancel anytime.
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1Fill out the short form above. No calls required, no pressure.
2Start Credit Hero Score (7 days for $1, then $19.99/mo) so we can see all 3 of your reports (Equifax, Experian and TransUnion) side by side.
3A plain-English breakdown of what we found and what we recommend, so you can decide your next move.
Everything happens from your phone: sign up, connect your reports, and follow along on your schedule.
No pushy calls. You read your analysis, ask questions, and decide.
You're never charged up front for services that haven't been performed yet.
We explain what can and can't be disputed, and we never promise specific results.
Yes. The analysis and written plan are free, with no obligation to hire us. To see all 3 reports, you'll need an active credit monitoring account. We use Credit Hero Score, which is 7 days for $1, then $19.99/mo, paid to them, not to us, and you can cancel anytime.
No. Viewing your own reports through a credit monitoring service is a "soft" check, and soft checks don't affect your credit scores.
Your analysis is 100% free. Along with it, you'll get our 3 simple monthly plans so you can pick the one that fits you, all online with no sales calls. You're never charged for work that hasn't been done yet, and you can cancel anytime.
Signing up takes about 60 seconds. Once your monitoring is connected, we'll send your written analysis within 1–2 business days. If you then choose to work with us, the credit bureaus generally have 30 days to investigate each dispute.
No, and nobody can legally promise that. Only information that is inaccurate, outdated, or unverifiable can be disputed. Accurate, timely information can stay on your report for the period allowed by law. We'll tell you honestly what can and can't be challenged.
Yes. You have the right to dispute inaccurate information directly with the credit bureaus for free, and you never have to hire a company to do it. We're here for people who'd rather have experts handle the research, letters, and follow-up for them.
Shed the past. Reshape your future.
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